Zelle® Is Now Available at Formation Credit Union

Sending and receiving money just got easier. Formation Credit Union members can now use Zelle® directly through Formation’s Online Banking and Mobile App, making it simple to send money to friends, family and people you trust.

Zelle® is a fast, safe and easy way to send and receive money directly between almost any bank accounts in the U.S., typically within minutes. All you need is the recipient’s email address or U.S. mobile phone number.

 

Why Use Zelle®?

Zelle® is designed for everyday moments when you need to move money quickly and conveniently. Members can use it to split the cost of a meal, pay a friend back, send money to family or contribute to group gifts and shared expenses.

Because Zelle® is built directly into Formation’s Online Banking and Mobile App, there’s no need to download another app. You can securely send and receive money using the same convenient digital banking tools you already know and trust.

 

How to Enroll with Zelle®

Getting started is simple:

• Log in to Formation Credit Union’s Online Banking using a web browser (do not use the mobile app for initial enrollment).
• Select “Pay Bills”
• Select Zelle®
• Enroll your email address or U.S. mobile phone number.
• Choose your Formation account.
• Start sending and receiving money with people you know and trust.

 

Zelle® Safety Reminders

Zelle® should only be used to send money to people you know and trust. Since payments can move quickly, always confirm the recipient’s email address or mobile number before sending. Avoid using Zelle® to pay strangers, purchase items from unknown sellers or respond to unexpected payment requests.

Explore additional safety resources from Zelle® for more information on how to keep your money safe online.

 

Frequently Asked Questions

What is Zelle®?

Zelle® is a fast, safe and easy way to send and receive money directly between almost any bank accounts in the U.S., typically within minutes.

 

How do I enroll?

Log in to Formation’s Online Banking via online browser, select “Pay Bills”, select Zelle® and follow the prompts to enroll your email address or U.S. mobile phone number.

 

Who can I send money to?

You can send money to friends, family and others you know and trust who have an eligible bank account in the U.S.

 

Is there a fee?

Formation Credit Union does not charge members to use Zelle®. Message and data rates from your mobile carrier may apply.

 

How long do transfers take?

Money is typically available within minutes when the recipient is already enrolled with Zelle®.

 

What if the recipient is not enrolled?

If your recipient is not enrolled, they will receive instructions on how to enroll so they can receive the money.

 

Start Using Zelle® Today

Ready to send money the simple way? Log in to Formation Credit Union’s Online Banking or Mobile App, enroll with Zelle® and start sending money to people you know and trust.