Ho Ho Holiday 2025 Specials: ‘Tis the Season of Savings

The most wonderful time of the year just got even better! Formation Credit Union is here to help you sleigh your holiday spending and make the season a little brighter with our exclusive Holiday 2025 Specials. 

Whether you’re decking the halls or checking off your shopping list, we’ve got festive ways to save and celebrate.

Holiday Skip-A-Pay

Need a little extra cash for gifts, travel or holiday fun? From November through January, members can skip a payment on qualifying loans for just $25!

You can only skip one payment per loan per year, and all accounts must be active for at least one year and in good standing to qualify. Some loan types, like mortgages and credit cards, aren’t eligible. It is an additional $10 for every loan you skip a payment on.

Complete the online form or stop by the branch to make your holidays a little lighter on your wallet.

Visa Cards & Visa Gift Cards

Spread cheer (and rewards) every time you shop with one of our low-rate Visa credit cards. With rates as low as 8% APR and no annual fees, our cards are perfect for your holiday shopping needs.

Plus, you’ll earn rewards every time you use your card, so it feels like you’re getting a gift with every purchase! Apply today.

Making Spirits (and Savings) Bright

We’re more than a place to bank. We’re your partner in making every season brighter! Contact us to learn more about these limited-time holiday offers and all the ways we can help you reach your goals in the new year.

Happy Holidays from all of us at Formation Credit Union!