Financial Preparedness for Hurricane Season

Hurricane season is part of life here in Louisiana. And while we can always hope for clear skies, preparing for the unexpected helps protect your home, your family and your finances. When a storm rolls in, everyday routines are interrupted. 

Roads may close, power might be out, and local services can become hard to reach. In times like these, knowing you can access your money and stay in touch with your credit union can provide real peace of mind. 

Formation Credit Union wants you to feel confident and cared for through every season. Whether you’re preparing to evacuate or checking in after the storm, this guide will help you stay financially ready and connected.

 

Keep Our Contact Info Handy

Before the weather changes, save our contact information somewhere easy to access! That way, if power or the internet goes down, you’ll still know how to reach us.

Main Branch: 

• Formation Credit Union
  10289 Airline Hwy, Baton Rouge, LA 70816
• Phone: 225-292-8910
  • Visa – Option 2
  • Loans – Option 3
  • Mortgage – Option 4
  • Member Service – Option 5

 

Stay Informed with Reliable Updates

During a storm, staying up to date can make a big difference. We’ll share updates about closures, system access and services available. You’ll find those updates on our website and in your email inbox. We’ll also post emergency updates on our website and notify members by email. Bookmark our homepage now so you can find it when you need it most. 

Make sure we have your current contact information. You can update it in online banking or by calling us. That simple step helps make sure we can reach you quickly during a storm. 

 

Your Money Is Always Within Reach

Even if our physical location closes temporarily or the power goes out, your account is still safe and accessible. 

Our systems are designed for resilience. Your records are stored securely, so you can continue managing your money with the tools already available to you: 

• Online Banking: Access your account from a computer
• Mobile Banking App: Manage your money on your phone
• Audio Response Teller: Use our phone-based system for basic transactions
• ATM and Visa: Transactions will continue to post when local systems are operating
• ACH, transfers and bill pay: Scheduled payments and deposits will still go through
  

If you need help setting up access to these tools, reach out now. We’ll get you ready before a storm becomes a concern. 

 

Use Shared Branching Services

If you need in-person service but can’t visit our branch, shared branching gives you options. Formation Credit Union is part of the Credit Union Service Center Network, which means you can access your account at partner branches nationwide. 

To use a shared branch, bring a valid photo ID and proof of membership. That could be your Formation membership card, a recent statement or a check from your account. To find a nearby location, use our Service Center Locator. This is especially helpful if you’re away from home due to weather. 

 

Set Up Digital Access Before You Need It

The best time to set up digital tools is before you need them. That way, if the storm causes disruptions, you’re already connected.

Here’s what we recommend:

• Download our mobile app 
• Enroll in online banking 
• Activate your Audio Response Teller 
• Turn on account alerts
  

If you have questions, we’ll walk you through everything! These tools are simple to use and designed to make managing your finances easier during emergencies. 

 

Know Your Routing and Account Numbers

Relief agencies like FEMA may ask for your banking information for direct deposit. You’ll need our routing number and your personal account number. 

Formation Routing Number: 265473508 

You can find your account number in online banking, on your checks or by calling us. Save this information in a waterproof folder or a secure digital location so it’s available when you need it. 

 

More Tips to Stay Financially Ready

• Keep Emergency Cash: Card readers and ATMs usually work, but power or network outages can interrupt service. A small amount of cash can help cover fuel or groceries if needed.
• Review Your Bill Pay: Check your account to make sure you have enough funds to cover upcoming bills. If you expect a change in income, let us know. We’ll help you explore your options.
• Protect Important Documents: Keep ID cards, insurance policies and account information in a sealed envelope or waterproof case. You can also scan these documents and store them securely online.

 

We’re Here for You, Rain or Shine

We can’t control the weather, but we can help you stay prepared. Whether you’re setting up mobile banking or talking through emergency options, our team is here for you.

Explore all of our emergency resources and reach out for any questions. We’re proud to support you every step of the way. 

Want help getting started with online banking or shared branch access? Contact us today or stop by our branch. Big enough to help. Small enough to care.