Whether you’re new to credit or looking to raise your score, understanding how credit scores work and how to manage them responsibly can make a lasting impact on your financial future. We believe that financial wellness starts with knowledge. From…
If you are one of the millions of consumers carrying credit card debt, you may be looking at balance transfer offers. Some credit card issuers even offer enticing zero-interest promo periods for up to 18 months. However, after the promo…
Learning how to drive a car is one of the big milestones in a teenager’s life. Learning how to pay for its upkeep isn’t as exciting, but just as necessary. Here are a few simple tricks to help you keep…
A healthy savings account is your best defense against life’s curveballs. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life. A good credit score can be an additional safety net, providing you…
No one likes throwing away food, especially if you’re trying to save money. But what do you do with those fresh string beans you got on sale that may not get eaten before they go bad? Freeze them. Follow these…
Job loss and other financial hits from an economic downturn inevitably take a toll on your household. Even if you have your budget and spending under control, you may face difficult decisions about how to protect your household’s financial future…
As the largest living generation in America, millennials have an immeasurable impact on our financial landscape. With around 72 million millennials, their spending habits and actions are quite literally defining the nation’s future. They may be familiar with new iPhone…
Your credit score is a three-digit number that creditors use to assess how likely you are to repay your loans. A high score can help you qualify for the low interest rates and gives you the ability to borrow money…
A healthy savings account is your best defense against life’s curve balls. But sometimes setting aside some money every paycheck isn’t enough—particularly when you’re just starting out in life. A good credit score can be an additional safety net, providing…
Parents of college students are feeling the pinch. The gap—between the ever-increasing costs of higher education and the steadily declining amount of financial aid and loans available—keeps getting wider. As you piece together the aid you'll need, start with your…
Formation Credit Union. Your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States Government - National Credit Union Administration (NCUA), a U.S. Government Agency. For more information, visit ncua.gov.
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