{"id":584,"date":"2019-03-29T14:46:26","date_gmt":"2019-03-29T19:46:26","guid":{"rendered":"http:\/\/formationcu.com\/?p=584"},"modified":"2025-04-26T00:53:57","modified_gmt":"2025-04-26T05:53:57","slug":"affording-your-first-apartment","status":"publish","type":"post","link":"https:\/\/formationcu.com\/?p=584","title":{"rendered":"Affording Your First Apartment"},"content":{"rendered":"<p>Getting your first apartment is one of the big milestones in a young adult\u2019s life. It can also be a little frightening since you don\u2019t know exactly how much money you\u2019ll need to get by. But if you follow these easy tips, getting and thriving in your apartment will be a breeze.<\/p>\n<h2><span class=\"font-cabin\"><strong>Figure out how much rent you can afford<\/strong><\/span><\/h2>\n<ul>\n<li class=\"size-16\" lang=\"x-size-16\"><span class=\"font-cabin\">Factor in a security deposit<\/span><\/li>\n<li class=\"size-16\" lang=\"x-size-16\"><span class=\"font-cabin\">Create a budget<\/span><\/li>\n<li class=\"size-16\" lang=\"x-size-16\"><span class=\"font-cabin\">Get furniture and household items<\/span><\/li>\n<li class=\"size-16\" lang=\"x-size-16\"><span class=\"font-cabin\">Factor in a\u00a0cable\/internet subscription\u00a0<\/span><\/li>\n<li class=\"size-16\" lang=\"x-size-16\"><span class=\"font-cabin\">Work to reduce energy bill<\/span><\/li>\n<\/ul>\n<h3><span class=\"font-cabin\"><strong>Review Your Financial Situation Regularly<\/strong><\/span><\/h3>\n<p class=\"size-14\" lang=\"x-size-14\"><span class=\"font-cabin\">To stay in good physical health, most people get a medical check-up on a regular basis. To keep your finances manageable, they need a regular check-up as well. It\u2019s particularly important to review your finances if there have been changes to your life in the past year \u2013 things like a change in income, marital status, any medical emergencies, or if you\u2019ve had a baby.<\/p>\n<p>If you have certain goals, like saving for a down payment on a house or planning to retire early, it\u2019s absolutely essential to review your financial situation multiple times throughout the year.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Getting your first apartment is one of the big milestones in a young adult\u2019s life. It can also be a little frightening since you don\u2019t know exactly how much money you\u2019ll need to get by. But if you follow these easy tips, getting and thriving in your apartment will be a breeze. Figure out how&hellip;<\/p>\n","protected":false},"author":17,"featured_media":585,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[24],"tags":[],"post_series":[],"class_list":["post-584","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-budgeting","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Affording Your First Apartment - Formation Credit Union<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/formationcu.com\/affording-your-first-apartment\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Affording Your First Apartment - Formation Credit Union\" \/>\n<meta property=\"og:description\" content=\"Getting your first apartment is one of the big milestones in a young adult\u2019s life. It can also be a little frightening since you don\u2019t know exactly how much money you\u2019ll need to get by. But if you follow these easy tips, getting and thriving in your apartment will be a breeze. Figure out how&hellip;\" \/>\n<meta property=\"og:url\" content=\"http:\/\/formationcu.com\/affording-your-first-apartment\/\" \/>\n<meta property=\"og:site_name\" content=\"Formation Credit Union\" \/>\n<meta property=\"article:published_time\" content=\"2019-03-29T19:46:26+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-04-26T05:53:57+00:00\" \/>\n<meta property=\"og:image\" content=\"http:\/\/formationcu.com\/wp-content\/uploads\/2019\/07\/AdobeStock_156373642-990000000003cf3c.jpeg\" \/>\n\t<meta property=\"og:image:width\" content=\"480\" \/>\n\t<meta property=\"og:image:height\" content=\"307\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"thinkjcw\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"thinkjcw\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/#article\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/\"},\"author\":{\"name\":\"thinkjcw\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/#\\\/schema\\\/person\\\/afa59ef41deaf074142e722d54f49755\"},\"headline\":\"Affording Your First Apartment\",\"datePublished\":\"2019-03-29T19:46:26+00:00\",\"dateModified\":\"2025-04-26T05:53:57+00:00\",\"mainEntityOfPage\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/\"},\"wordCount\":195,\"publisher\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/#organization\"},\"image\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/formationcu.com\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/AdobeStock_156373642-990000000003cf3c.jpeg\",\"articleSection\":[\"Budgeting\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/\",\"url\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/\",\"name\":\"Affording Your First Apartment - Formation Credit Union\",\"isPartOf\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/#primaryimage\"},\"image\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/formationcu.com\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/AdobeStock_156373642-990000000003cf3c.jpeg\",\"datePublished\":\"2019-03-29T19:46:26+00:00\",\"dateModified\":\"2025-04-26T05:53:57+00:00\",\"breadcrumb\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/#primaryimage\",\"url\":\"https:\\\/\\\/formationcu.com\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/AdobeStock_156373642-990000000003cf3c.jpeg\",\"contentUrl\":\"https:\\\/\\\/formationcu.com\\\/wp-content\\\/uploads\\\/2019\\\/07\\\/AdobeStock_156373642-990000000003cf3c.jpeg\",\"width\":480,\"height\":307,\"caption\":\"Now Renting\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/affording-your-first-apartment\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"http:\\\/\\\/formationcu.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Affording Your First Apartment\"}]},{\"@type\":\"WebSite\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/#website\",\"url\":\"http:\\\/\\\/formationcu.com\\\/\",\"name\":\"Formation Credit Union\",\"description\":\"\",\"publisher\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"http:\\\/\\\/formationcu.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/#organization\",\"name\":\"Formation Credit Union\",\"url\":\"http:\\\/\\\/formationcu.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/formationcu.com\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/Asset-1.png\",\"contentUrl\":\"https:\\\/\\\/formationcu.com\\\/wp-content\\\/uploads\\\/2023\\\/11\\\/Asset-1.png\",\"width\":232,\"height\":59,\"caption\":\"Formation Credit Union\"},\"image\":{\"@id\":\"http:\\\/\\\/formationcu.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"http:\\\/\\\/formationcu.com\\\/#\\\/schema\\\/person\\\/afa59ef41deaf074142e722d54f49755\",\"name\":\"thinkjcw\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/86658c9ded4f383cf88b2b6c911bb6b8c3b3a30dc02991afe41910e2e39a057b?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/86658c9ded4f383cf88b2b6c911bb6b8c3b3a30dc02991afe41910e2e39a057b?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/86658c9ded4f383cf88b2b6c911bb6b8c3b3a30dc02991afe41910e2e39a057b?s=96&d=mm&r=g\",\"caption\":\"thinkjcw\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Affording Your First Apartment - Formation Credit Union","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"http:\/\/formationcu.com\/affording-your-first-apartment\/","og_locale":"en_US","og_type":"article","og_title":"Affording Your First Apartment - Formation Credit Union","og_description":"Getting your first apartment is one of the big milestones in a young adult\u2019s life. It can also be a little frightening since you don\u2019t know exactly how much money you\u2019ll need to get by. But if you follow these easy tips, getting and thriving in your apartment will be a breeze. Figure out how&hellip;","og_url":"http:\/\/formationcu.com\/affording-your-first-apartment\/","og_site_name":"Formation Credit Union","article_published_time":"2019-03-29T19:46:26+00:00","article_modified_time":"2025-04-26T05:53:57+00:00","og_image":[{"width":480,"height":307,"url":"http:\/\/formationcu.com\/wp-content\/uploads\/2019\/07\/AdobeStock_156373642-990000000003cf3c.jpeg","type":"image\/jpeg"}],"author":"thinkjcw","twitter_card":"summary_large_image","twitter_misc":{"Written by":"thinkjcw","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/#article","isPartOf":{"@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/"},"author":{"name":"thinkjcw","@id":"http:\/\/formationcu.com\/#\/schema\/person\/afa59ef41deaf074142e722d54f49755"},"headline":"Affording Your First Apartment","datePublished":"2019-03-29T19:46:26+00:00","dateModified":"2025-04-26T05:53:57+00:00","mainEntityOfPage":{"@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/"},"wordCount":195,"publisher":{"@id":"http:\/\/formationcu.com\/#organization"},"image":{"@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/#primaryimage"},"thumbnailUrl":"https:\/\/formationcu.com\/wp-content\/uploads\/2019\/07\/AdobeStock_156373642-990000000003cf3c.jpeg","articleSection":["Budgeting"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/","url":"http:\/\/formationcu.com\/affording-your-first-apartment\/","name":"Affording Your First Apartment - Formation Credit Union","isPartOf":{"@id":"http:\/\/formationcu.com\/#website"},"primaryImageOfPage":{"@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/#primaryimage"},"image":{"@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/#primaryimage"},"thumbnailUrl":"https:\/\/formationcu.com\/wp-content\/uploads\/2019\/07\/AdobeStock_156373642-990000000003cf3c.jpeg","datePublished":"2019-03-29T19:46:26+00:00","dateModified":"2025-04-26T05:53:57+00:00","breadcrumb":{"@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["http:\/\/formationcu.com\/affording-your-first-apartment\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/#primaryimage","url":"https:\/\/formationcu.com\/wp-content\/uploads\/2019\/07\/AdobeStock_156373642-990000000003cf3c.jpeg","contentUrl":"https:\/\/formationcu.com\/wp-content\/uploads\/2019\/07\/AdobeStock_156373642-990000000003cf3c.jpeg","width":480,"height":307,"caption":"Now Renting"},{"@type":"BreadcrumbList","@id":"http:\/\/formationcu.com\/affording-your-first-apartment\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"http:\/\/formationcu.com\/"},{"@type":"ListItem","position":2,"name":"Affording Your First Apartment"}]},{"@type":"WebSite","@id":"http:\/\/formationcu.com\/#website","url":"http:\/\/formationcu.com\/","name":"Formation Credit Union","description":"","publisher":{"@id":"http:\/\/formationcu.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"http:\/\/formationcu.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"http:\/\/formationcu.com\/#organization","name":"Formation Credit Union","url":"http:\/\/formationcu.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"http:\/\/formationcu.com\/#\/schema\/logo\/image\/","url":"https:\/\/formationcu.com\/wp-content\/uploads\/2023\/11\/Asset-1.png","contentUrl":"https:\/\/formationcu.com\/wp-content\/uploads\/2023\/11\/Asset-1.png","width":232,"height":59,"caption":"Formation Credit Union"},"image":{"@id":"http:\/\/formationcu.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"http:\/\/formationcu.com\/#\/schema\/person\/afa59ef41deaf074142e722d54f49755","name":"thinkjcw","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/86658c9ded4f383cf88b2b6c911bb6b8c3b3a30dc02991afe41910e2e39a057b?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/86658c9ded4f383cf88b2b6c911bb6b8c3b3a30dc02991afe41910e2e39a057b?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/86658c9ded4f383cf88b2b6c911bb6b8c3b3a30dc02991afe41910e2e39a057b?s=96&d=mm&r=g","caption":"thinkjcw"}}]}},"_links":{"self":[{"href":"https:\/\/formationcu.com\/index.php?rest_route=\/wp\/v2\/posts\/584","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/formationcu.com\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/formationcu.com\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/formationcu.com\/index.php?rest_route=\/wp\/v2\/users\/17"}],"replies":[{"embeddable":true,"href":"https:\/\/formationcu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=584"}],"version-history":[{"count":1,"href":"https:\/\/formationcu.com\/index.php?rest_route=\/wp\/v2\/posts\/584\/revisions"}],"predecessor-version":[{"id":586,"href":"https:\/\/formationcu.com\/index.php?rest_route=\/wp\/v2\/posts\/584\/revisions\/586"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/formationcu.com\/index.php?rest_route=\/wp\/v2\/media\/585"}],"wp:attachment":[{"href":"https:\/\/formationcu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=584"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/formationcu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=584"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/formationcu.com\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=584"},{"taxonomy":"post_series","embeddable":true,"href":"https:\/\/formationcu.com\/index.php?rest_route=%2Fwp%2Fv2%2Fpost_series&post=584"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}