{"id":2591,"date":"2022-11-21T15:42:53","date_gmt":"2022-11-21T20:42:53","guid":{"rendered":"http:\/\/formationcu.com\/?p=2591"},"modified":"2025-04-26T00:50:39","modified_gmt":"2025-04-26T05:50:39","slug":"life-skills-for-your-kids-money-saving-101","status":"publish","type":"post","link":"https:\/\/formationcu.com\/?p=2591","title":{"rendered":"Life Skills For Your Kids: Money-Saving 101"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_column_text]<span style=\"font-weight: 400;\">As you&#8217;re working on your own financial fitness this holiday season, don&#8217;t forget to pass on some invaluable money-saving skills and good financial habits to your kids as well. They&#8217;re never too young or too old to start learning these essential life skills.<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Read on for Louisiana USA Federal Credit Union\u2019s helpful tips to help you set a good example and raise a responsible saver:<\/span><\/p>\n<p><strong>Teach Kids About Money<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Kids should understand what money is from a physical and abstract standpoint. Take a hands-on approach with kids as young as 3 or 4 allowing them to touch, count, sort, and play with coins and dollars. As they get older, discuss the concepts of earning and spending.<\/span><\/p>\n<p><strong>Set And Follow Goals As A Family<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Setting realistic saving goals is essential to a successful budget. If you determine your goals together, every family member is on the same page and knows how they can contribute, whether it&#8217;s for a video game or a family pool.<\/span><\/p>\n<p><strong>Walk The Walk<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">When it comes to teaching healthy lifestyle habits, sometimes parents expect more from their kids than they do from themselves. However, children learn by watching. Be a good financial role model by emulating the very values and practices you hope to see your children follow.<\/span><\/p>\n<p><strong>Talk About Your Money<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Conversations about money should not be negative or taboo. In fact, honesty is the best policy when it comes to all things money-related. It&#8217;s a great idea to communicate and be upfront with your children about your family&#8217;s financial situation, when times are good, and when they&#8217;re tough.<\/span><\/p>\n<p><strong>Utilize Financial Resources<\/strong><\/p>\n<p><span style=\"font-weight: 400;\">Remember you have a trusted, reliable resource in your credit union when it comes to raising money-savvy kids. CUs want to foster financially literate youth. Visit <\/span><a href=\"http:\/\/formationcu.com\/\"><span style=\"font-weight: 400;\">Louisiana USA Federal Credit Union<\/span><\/a><span style=\"font-weight: 400;\"> to learn more.\u00a0<\/span><\/p>\n<p><span style=\"font-weight: 400;\">Throughout the month of December, we have a minor account special! Bring your child by our credit union to write a letter to Santa and set them up with a savings account. As a treat, we will load $25 onto the new account. Talk about the perfect way to begin your child\u2019s financial journey!\u00a0<\/span>[\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column][vc_btn title=&#8221;Contact Us&#8221; style=&#8221;custom&#8221; custom_background=&#8221;#e03a3e&#8221; custom_text=&#8221;#ffffff&#8221; align=&#8221;center&#8221; link=&#8221;url:http%3A%2F%2Fformationcu.com%2Fcontact%2F|target:_blank&#8221;][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text]As you&#8217;re working on your own financial fitness this holiday season, don&#8217;t forget to pass on some invaluable money-saving skills and good financial habits to your kids as well. They&#8217;re never too young or too old to start learning these essential life skills. Read on for Louisiana USA Federal Credit Union\u2019s helpful tips to help&hellip;<\/p>\n","protected":false},"author":17,"featured_media":2592,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[17,29],"tags":[],"post_series":[],"class_list":["post-2591","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-accounts","category-more-than-a-credit-union","entry","has-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Life Skills For Your Kids: Money-Saving 101 - Louisiana USA<\/title>\n<meta name=\"description\" content=\"As you&#039;re working on your own financial fitness this holiday season, don&#039;t forget to pass on some invaluable money-saving skills and good...\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/formationcu.com\/life-skills-for-your-kids-money-saving-101\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Life Skills For Your Kids: Money-Saving 101 - 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