{"id":80,"date":"2018-04-30T10:46:01","date_gmt":"2018-04-30T15:46:01","guid":{"rendered":"http:\/\/formationcu.com\/?page_id=80"},"modified":"2026-03-31T05:13:54","modified_gmt":"2026-03-31T10:13:54","slug":"checking","status":"publish","type":"page","link":"https:\/\/formationcu.com\/?page_id=80","title":{"rendered":"Checking"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]All of our checking accounts offer free Visa Debit Cards. Purchases are deducted directly from your checking account and you can access funds at ATMs nationwide.<\/p>\n<p>*New Dividends Checking balance effective April 1, 2023<\/p>\n<table>\n<thead>\n<tr>\n<th>\u00a0Account Type<\/th>\n<th>Features<\/th>\n<\/tr>\n<\/thead>\n<tbody>\n<tr>\n<td>Simply Free Checking<\/td>\n<td>\n<ul>\n<li>No monthly fees<\/li>\n<li>Free visa debit card<\/li>\n<li>Free online &amp; mobile banking<\/li>\n<li>Free online bill pay with eStatements<\/li>\n<li>No dividends earned<\/li>\n<li><a href=\"https:\/\/formationcu.originate.fiservapps.com\/11aF1CwapWv1syn\/getting-started\/landing-page\" target=\"_blank\" rel=\"noopener\">Open New Account<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>Dividends Checking<\/td>\n<td>\n<ul>\n<li>Earns dividends<\/li>\n<li>Free Visa Debit Card<\/li>\n<li>Free online &amp; mobile banking<\/li>\n<li>Free online bill pay with eStatements<\/li>\n<li>No monthly fee on balances &gt; $1,500*<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<tr>\n<td>Teen Checking<\/td>\n<td>\n<ul>\n<li>For members age 13-17<\/li>\n<li>Parent\/custodian must be joint on account<\/li>\n<li>No monthly fees<\/li>\n<li>Free Visa Debit Card<\/li>\n<li>Free online &amp; mobile banking<\/li>\n<li>Free eStatements<\/li>\n<li>No dividends earned<\/li>\n<li><a href=\"http:\/\/formationcu.com\/teen-checking-accounts\/\">Learn More<\/a><\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n<h5>To open your checking account, call us at <a href=\"tel:2252928910\">(225) 292-8910\u00a0<\/a><\/h5>\n<h5>To order more checks <a href=\"https:\/\/orders.mainstreetinc.com\/ConsumerReorder?UseHeader=Yes&amp;cid=20938\" target=\"_blank\" rel=\"noopener noreferrer\">click here.<\/a><\/h5>\n[\/vc_column_text][vc_empty_space]<style>.vcex-button.vcex_6a63bf034fa34{background:#0d183a;color:#ffffff!important;}.vcex-button.vcex_6a63bf034fa34:hover{background:#ffffff!important;color:#0d183a!important;}<\/style><a href=\"http:\/\/formationcu.com\/rates\/#deposit-rates\" class=\"vcex-button theme-button inline vcex_6a63bf034fa34\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">Rates<\/span><\/a> [\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row][vc_column][vc_column_text css=&#8221;&#8221;]All of our checking accounts offer free Visa Debit Cards. Purchases are deducted directly from your checking account and you can access funds at ATMs nationwide. *New Dividends Checking balance effective April 1, 2023 \u00a0Account Type Features Simply Free Checking No monthly fees Free visa debit card Free online &amp; mobile banking Free online&hellip;<\/p>\n","protected":false},"author":17,"featured_media":0,"parent":9,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-80","page","type-page","status-publish","hentry","entry","no-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Checking - Formation Credit Union<\/title>\n<meta name=\"description\" content=\"The Formation Credit Union has three tiers of checking accounts, including a tier for teenagers ages 13-17.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"http:\/\/formationcu.com\/accounts\/checking\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Checking - 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