{"id":77,"date":"2018-04-30T10:36:30","date_gmt":"2018-04-30T15:36:30","guid":{"rendered":"http:\/\/formationcu.com\/?page_id=77"},"modified":"2025-11-19T05:38:42","modified_gmt":"2025-11-19T10:38:42","slug":"other-loans","status":"publish","type":"page","link":"https:\/\/formationcu.com\/?page_id=77","title":{"rendered":"Other Loans"},"content":{"rendered":"
[vc_row][vc_column][vc_column_text]Formation provides numerous loan options to help fulfill your needs. Our experienced and creative loan officers will place you in the best product at the lowest interest rate available. Whether you need to consolidate debt, take your family on vacation, pay tuition, or cover wedding costs; our lending department is ready to assist you today![\/vc_column_text][\/vc_column][\/vc_row][vc_row][vc_column width=”2\/3″][vc_column_text]\n\n\n\n\n\n\n\n\n\n
LOAN TYPE<\/th>\nFEATURES<\/th>\n<\/tr>\n
Personal<\/td>\n\n
    \n
  • Available for any reason<\/li>\n
  • Terms up to 5 years (60 months)<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Visa Credit Cards<\/td>\n\n
Debt Consolidation<\/td>\n\n
    \n
  • Combine multiple loans into a single lower monthly payment<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Revolving Lines of Credit<\/td>\n\n
    \n
  • Available for any reason<\/li>\n
  • As you pay down the balance, funds become available\u00a0again<\/li>\n
  • Provides FREE overdraft protection for your checking account<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Education Loans<\/td>\n\n
    \n
  • Available for tuition, fees, and other educational expenses<\/li>\n
  • Terms up to 24 months<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Share Secured<\/td>\n\n
    \n
  • Borrow up to the balance in your savings or certificate accounts while still earning dividends on your deposits<\/li>\n
  • Perfect for those needing to establish or repair credit<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][\/vc_column][vc_column width=”1\/3″]