{"id":3101,"date":"2024-03-22T05:43:37","date_gmt":"2024-03-22T10:43:37","guid":{"rendered":"http:\/\/formationcu.com\/?page_id=3101"},"modified":"2026-06-18T03:01:59","modified_gmt":"2026-06-18T08:01:59","slug":"home-equity-line-of-credit","status":"publish","type":"page","link":"https:\/\/formationcu.com\/?page_id=3101","title":{"rendered":"Home Equity Line of Credit"},"content":{"rendered":"<div class=\"wpb-content-wrapper\">[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1710348365077{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column offset=&#8221;vc_hidden-sm&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;3060&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]Looking to apply for a home equity line of credit?<\/p>\n<p>You can finance up to 80% of your home\u2019s value with our HELOC loans with terms of up to 10 years (120 months).[\/vc_column_text][vc_empty_space height=&#8221;15px&#8221;][vc_column_text]<em><strong>Let us help lock you in at a low interest rate today!<\/strong><\/em>[\/vc_column_text][vc_empty_space height=&#8221;25px&#8221;]<style>.vcex-button.vcex_6a63bfdde733e{background:#0067a5;}.vcex-button.vcex_6a63bfdde733e:hover{background:#0067a5!important;}<\/style><div class=\"vc_custom_1781769689417 wpex-clr\"><div class=\"theme-button-wrap theme-button-block-wrap wpex-block wpex-clear wpex-clr\"><a href=\"https:\/\/formationcu.mortgagewebcenter.com\/responsive\/#\/ApplyNow\" class=\"vcex-button theme-button medium align-left block vcex_6a63bfdde733e\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">MAKE A LOAN PAYMENT<\/span><\/a><\/div><\/div> [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row][vc_column offset=&#8221;vc_hidden-lg vc_hidden-md vc_hidden-xs&#8221;][vc_row_inner][vc_column_inner][vc_single_image image=&#8221;3060&#8243;][vc_column_text]Looking to apply for a home equity line of credit?<\/p>\n<p>You can finance up to 80% of your home\u2019s value with our HELOC loans with terms of up to 10 years (120 months).[\/vc_column_text][vc_empty_space height=&#8221;15px&#8221;][vc_column_text]<em><strong>Let us help lock you in at a low interest rate today!<\/strong><\/em>[\/vc_column_text][vc_empty_space height=&#8221;25px&#8221;]<style>.vcex-button.vcex_6a63bfdde7fc8{background:#0067a5;}.vcex-button.vcex_6a63bfdde7fc8:hover{background:#0067a5!important;}<\/style><div class=\"vc_custom_1781769705799 wpex-clr\"><div class=\"theme-button-wrap theme-button-block-wrap wpex-block wpex-clear wpex-clr\"><a href=\"https:\/\/formationcu.mortgagewebcenter.com\/responsive\/#\/ApplyNow\" class=\"vcex-button theme-button medium align-left block vcex_6a63bfdde7fc8\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">MAKE A LOAN PAYMENT<\/span><\/a><\/div><\/div> [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row][vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1710349161021{padding-top: 50px !important;padding-bottom: 50px !important;background-color: rgba(240,241,241,0.8) !important;*background-color: rgb(240,241,241) !important;}&#8221;][vc_column][vc_row_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]\n<h3>Items Needed to Apply:<\/h3>\n<ul>\n<li class=\"ql-indent-1\">Most recent pay stub<\/li>\n<li class=\"ql-indent-1\">Previous 2 years\u2019 W-2 forms<\/li>\n<li class=\"ql-indent-1\">Previous 2 years\u2019 personal &amp; business tax returns (<em>only required if self-employed)<\/em><\/li>\n<li class=\"ql-indent-1\">Most recent two months\u2019 bank statements on asset accounts<\/li>\n<li><span class=\"proofing-commentary__text _ngcontent-fys-25\">Homeowners and flood insurance if you are in a flood zone<\/span><\/li>\n<\/ul>\n[\/vc_column_text][vc_empty_space height=&#8221;20px&#8221;][\/vc_column_inner][vc_column_inner width=&#8221;1\/4&#8243;][\/vc_column_inner][\/vc_row_inner][vc_column_text]\n<div style=\"text-align: center; font-size: 16pt;\"><strong><em>To apply for a home equity line of credit in person, stop by our branch and a member of our team would be happy to help you find the best way home!<\/em><\/strong><\/div>\n[\/vc_column_text][vc_row_inner][vc_column_inner]<style>.vcex-button.vcex_6a63bfdde853f{background:#0f183a;color:#ffffff!important;}.vcex-button.vcex_6a63bfdde853f:hover{background:#ffffff!important;color:#0f183a!important;}<\/style><div class=\"vc_custom_1781769715988 wpex-clr\"><a href=\"https:\/\/formationcu.mortgagewebcenter.com\/responsive\/#\/ApplyNow\" class=\"vcex-button theme-button inline cta-btn vcex_6a63bfdde853f\"><span class=\"vcex-button-inner theme-button-inner wpex-flex wpex-flex-wrap wpex-items-center wpex-justify-center\">APPLY NOW<\/span><\/a><\/div> [\/vc_column_inner][\/vc_row_inner][\/vc_column][\/vc_row]\n<\/div>","protected":false},"excerpt":{"rendered":"<p>[vc_row full_width=&#8221;stretch_row&#8221; css=&#8221;.vc_custom_1710348365077{background-position: center !important;background-repeat: no-repeat !important;background-size: cover !important;}&#8221;][vc_column offset=&#8221;vc_hidden-sm&#8221;][vc_row_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_single_image image=&#8221;3060&#8243;][\/vc_column_inner][vc_column_inner width=&#8221;1\/2&#8243;][vc_column_text]Looking to apply for a home equity line of credit? You can finance up to 80% of your home\u2019s value with our HELOC loans with terms of up to 10 years (120 months).[\/vc_column_text][vc_empty_space height=&#8221;15px&#8221;][vc_column_text]Let us help lock you in at a low interest&hellip;<\/p>\n","protected":false},"author":17,"featured_media":0,"parent":0,"menu_order":1,"comment_status":"closed","ping_status":"closed","template":"","meta":{"footnotes":""},"class_list":["post-3101","page","type-page","status-publish","hentry","entry","no-media"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.1 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Home Equity Line of Credit - Formation Credit Union<\/title>\n<meta name=\"description\" content=\"Looking to apply for a home equity line of credit? 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