{"id":10,"date":"2018-04-11T08:09:38","date_gmt":"2018-04-11T13:09:38","guid":{"rendered":"http:\/\/formationcu.com\/?page_id=10"},"modified":"2026-03-31T05:13:11","modified_gmt":"2026-03-31T10:13:11","slug":"savings","status":"publish","type":"page","link":"https:\/\/formationcu.com\/?page_id=10","title":{"rendered":"Savings"},"content":{"rendered":"
[vc_row][vc_column][vc_column_text css=””]We offer account options to fit all of your savings needs. From regular savings to Christmas Clubs, we can help you plan for your future, save for a rainy day or prepare for a special occasion. All of our savings options offer competitive rates and free account access with online banking.<\/p>\n\n\n\n\n\n\n\n\n\n\n\n\n
Account Type<\/strong><\/th>\nFeatures<\/strong><\/th>\n<\/tr>\n<\/thead>\n
Regular Savings<\/td>\n\n
Super Savings<\/td>\n\n
    \n
  • Earn higher dividends based on account balances<\/li>\n
  • $2,500 minimum balance<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Minor Savings<\/td>\n\n
    \n
  • $5 minimum balance<\/li>\n
  • Available for members under age 18<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Club Accounts<\/td>\n\n
    \n
  • Save for special occasions or designated expenses<\/li>\n
  • Saving is made easy with direct deposit or automatic transfers<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Christmas Club<\/td>\n\n
    \n
  • Save for holiday expenses<\/li>\n
  • Funds transfer to your savings account on November 1st<\/sup><\/li>\n
  • Saving is made easy with direct deposit or automatic transfers<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
Share Certificates<\/td>\n\n
    \n
  • 3-48 month terms<\/li>\n
  • $500 minimum balance<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
IRA Certificates<\/td>\n\n
    \n
  • 12-48 month terms<\/li>\n
  • $500 minimum balance<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n
IRA Variable Accounts<\/td>\n\n
    \n
  • Contributions made easy with direct deposit or automatic transfers<\/li>\n
  • No minimum deposit required<\/li>\n<\/ul>\n<\/td>\n<\/tr>\n<\/tbody>\n<\/table>\n[\/vc_column_text][vc_empty_space height=”20px”]